Contact us

1 (587) 410-7455

Send us an email!

Contact details:


Your message has been sent successfully. Close this notice.

Home insurance Quote

Building Value (if a homeowner) $

Contents Value (if renting or a condo) $

Your house:

Contact details:

Your Quote Form has been sent successfully. Close this notice.

Auto insurance Quote

Collision Deductible Requested: $

Fire Theft and Vandalism Deductible $

Contact details:

Your car:

Your Quote Form has been sent successfully. Close this notice.

Commercial Property & Liability Insurance Quote

Building Amount (if owned)

Contents Amount

Liability Amount $

Contact details:


Your Quote Form has been sent successfully. Close this notice.

Farm insurance Quote

Amount of Liability: $

Contact details:

Your Quote Form has been sent successfully. Close this notice.
3 years ago · by · 0 comments

Car Insurance Coverage: Which One Is The Most Important?

There are some insurance coverage programs available for every type of car owner. Sometimes, the sheer number of policies can be quite confusing. When speaking with an insurance advisor, it may seem as if an insurance coverage is better than the other. But how do you know that the one you’ve chosen is indeed the one that fits your needs? This is perhaps the most important question to ask.

Some might say that you cannot tell if the policy you bought is the one you need until you get into an accident. That’s when you’ll realize that you should have bought the one with the higher coverage. However, Sherwood Park auto insurance advisors think otherwise. In fact, car owners must know what they need based on the assessment of their risks. If you are not sure what type of coverage you need, it is best to consult with an insurance advisor to get the evaluation done. Buying less coverage than you need is not going to do you any good.

The most important type of car insurance coverage to buy is the minimum liability coverage that the government requires. More than anything else, it is important that you ensure that you are fit to drive and that your vehicle is covered of at least the minimum. The risk of losing your vehicle and the right to drive is high if you go around town without car insurance. When you get into an accident without the liability coverage, you can only expect to face enormous penalties, not to mention the risk of losing the privilege to drive ever again.

Insurance companies in Sherwood Park Alberta usually recommend the liability and property damage coverage to most car owners who use their cars for business. Not only does it protect the driver and owner of the vehicle, but it also provides comprehensive coverage to the other driver involved in the incident as well as property owners whose properties got damaged during the accident. It is also best to ask how much your share will be in case of accidents. The higher the cash out you have, the less premium you pay for monthly.

Having car insurance in Sherwood Park Alberta is a must, for your safety and financial security in case of accidents. Don’t put yourself at risk. Be on the road and have the right insurance coverage you require.

Read more

3 years ago · by · 0 comments

Types of Insurance Coverage

When you buy insurance, do you ask what the policy will cover? Perhaps not. In fact, most car owners who buy car insurance don’t take the time to ask the details of the plan they sign up for. Sadly, most of them end up disappointed whenever they get into an accident, and they expect their car insurance company to offer them help but doesn’t. They are told that their policy does not cover the help that they need, that’s when they regret not reading the policy at all.

If you don’t want to end up like the many others, here are the types of insurance policies and the coverage that they provide.

•    Bodily Injury Liability – it covers both injury and death claims filed against you in case you get involved in an accident, and someone else gets seriously injured or died. This is the coverage that you get when the work that you do puts your life and the life of others at risk. This is also the best coverage for those drivers who love the thrill of speed driving.

•    Property Damage Liability – this is the type of coverage that will provide financial assistance to those whose properties are damaged because of the accident you’ve been involved in. The liability coverage protects the other party; it is important that you get this one too.

•    Your insurance company covers Medical Expenses – All medical payments that need to be made to cover treatment for you and the people inside your car. Some companies refer to this as a personal liability coverage because it involves the owner of the car and everyone who was inside it during the accident.

•    Collision Coverage – this is the coverage that protects the car up to its current market value. This coverage involves a deductible, the amount that you will shoulder before the company gives you its share. While this is often optional, most lending companies require their borrowers to have collision coverage just in case.

Some insurance companies offer a variety of coverage programs that covers the other aspects of a possible car accident. However, the list above shows the essential coverage that you might want to consider talking about with your insurance provider. When you’ve got all these covered, you won’t have to worry about not getting enough help when the need arises.

Read more

3 years ago · by · 0 comments

What To Do In Case Of A Car Accident

Getting involved in a car crash can be a very stressful time. It is like you have a dozen of questions you’d like to ask all at once, but you don’t know whom it asks them from. Should you call the police first or should you move your car to the side of the street so as not to bother the traffic in the area? Or perhaps you should call medical the help first? Should you call the insurance representative for the claim or should you wait until the police release their report?

The following list of tips should guide you through one of the most difficult times in your life. Hopefully, you’ll be able to make sound decisions despite the accident that you’ve been involved in.

First, conduct a health check. Here are the things you need to do:

•    Check yourself. Do a health check of yourself first. If you have injuries, ask someone to call 911, or you can do it yourself if you can. If you are seriously injured, remember to try not to move. Wait until the emergency response team comes and helps you.

•    Conduct a health check of the people you’re with in the car. If any of them are injured, make sure to call for medical help immediately.

•    If you and every other passenger in your car are only suffering from minor injuries, it is best to get out of the car and walk to the side of the road where you are much safer.

•    Wait for help to come. If you can turn on the hazard lights so that the other vehicles behind you will know that you’re not moving because you are involved in an accident. You should also set up the road warning devices in the front and at the back to make the other motorists informed of what happened.

Then, notify the authorities of the accident. What does it mean?

•    Whether it is a minor accident or a big one, it is important that you call the police. In fact, it is legally required. They will be the ones conducting the report of what happened. Their report will be used in filing a claim for your car insurance.

•    Notify your insurance representative about what happened. Some companies immediately send their representatives to the scene of the accident. When they do, it is best to ask them about the process for filing a claim, what you need to prepare and whether or not the company will cover the accident.

Being involved in an accident can indeed be very stressful. Not only because you’re life has been put in danger, but because you don’t know what to do first. With these tips, you can hopefully file an insurance claim without worries.

Read more

3 years ago · by · 2 comments

Tactics To Getting Lower Car Insurance

Is it possible to buy cheap car insurance coverage without getting less coverage than the regular-priced ones? Every car owner is in search for that car insurance program. Who wouldn’t when it seems everything these days are getting expensive. Since buying lower insurance coverage is not worth it at all, there are other ways you can get car insurance for much less without giving up a comprehensive coverage?

You must have heard a couple of family and friends complain about how expensive their car insurance policies are. The secret to buying lower car insurance is for you to start thinking like an insurance agent. What would you tell a prospect client? Here is a list of things that could help you get those costs down:

•    Pick a car that is both functional and eco-friendly.

Driving the latest model available in the market is tempting. It spells confidence at its best form. However, driving the latest model might make heads turn, but it could also increase car insurance rates. So if you want to save on insurance costs, it might be better to choose a more practical less flashy car.

•    Own your vehicle.

Did you know that if you are driving a car you leased, you are made to pay more for its insurance? This is simply because you don’t own the car and you are not in charge of the coverage that you want for it. The person or company who owns it dictates what coverage you should get before you have the car rented. So if you buy your car, you will be able to decide what coverage it should have and maybe pay a little less on its monthly premium.

•    Think twice before buying comprehensive insurance.

There are two basic types of car insurance coverage – liability insurance and comprehensive insurance. Liability insurance covers the damages that are incurred in your vehicle, other people’s property and people’s injuries. The other one covers everything else. If you are driving an old model, a comprehensive insurance may not be a good fit. Not only will it means paying the insurance company more, but it means buying insurance that’s more expensive than your car.

There are more than a handful of ways you can get the insurance rates lower. These tactics prove to help you purchase insurance you can afford.

Read more